Kia Leases & Loans in Newton, New Jersey

Financing A New or Used Kia Has Never Been So Easy Near Andover Township, NJ

Financing your next Kia model can be surprisingly painless when you work with our Nielsen Kia of Newton. We have a large inventory of new, used, and pre-owned Kias for you to select. Once you find your perfect vehicle, we have several financing options for you to consider. This includes the traditional bank loan and the lease-purchase option. Our friendly staff is ready to answer any questions you may have about financing the Kia of your dreams.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Leasing or Buying a Kia

Our finance professionals understand that not everyone will automatically know the difference between a traditional loan and a lease agreement. We provide accurate information to every customer so that you can make the right choices to fit your situation.

Traditional Loans

Most traditional loans go through a bank, but other lending institutions can also issue auto loans. The terms of these loans are set through the financial institution, and the amount of credit offered depends on your credit score, income-to-debt ratio, and other factors.

Lease agreement

Lease agreements can also go through traditional lenders. Some lease-purchase agreements also qualify for in-house financing, which means the dealership offers the terms. You can always consult the agreement's text to understand who is issuing the loan.

Difference Between Financing and Leasing

Consider some of the other terms stated in a financing agreement. For example, in a traditional loan, you will take over the ownership of the Kia after the loan term is met. This also means no restrictions on how often you can drive the vehicle. Finally, you may want a traditional loan if you plan to trade or resell the vehicle.

If you choose to lease the Kia, you will have to review the terms of the lease agreement carefully. This could include mileage restrictions, for example. You should take a traditional loan if you want to modify the vehicle. Leasing agreements generally prohibit any customizations or alterations of any kind.

Although Newton shoppers can't trade or sell the Kia at the end of the lease period, you may have the option to upgrade to a higher trim level than you could afford under traditional loan terms.

Financing a Kia at Nielsen Kia of Newton

Financing a Kia at our dealership requires customers to understand the terms of the agreement completely. We know that the language of these contracts might seem confusing at first, but the legal codes often require it. However, our friendly and experienced finance experts are waiting to assist you in getting into your new or used Kia as soon as possible.

We can review every detail of the financing agreement until Sussex drivers are delighted with the contract terms.

Start Your Financing Journey Today

Our service professionals have many years of training in the financing industry. The loan agreement terms will cover issues like the monthly payment plan, the number of years for the loan, and the interest rate. We are ready to assist you with any questions or concerns about the available financing options. Contact our Morristown, NJ, area finance center today to find out how we can coordinate the loan agreement with your bank or financial institution.

Your privacy is important to us.

Nielsen Kia of Newton takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Nielsen Kia of Newton

    20 Hampton House Road
    Newton, NJ 07860

    • Sales: (973)300-0003
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Get in Touch

  • Contact our Sales Department at: (973)300-0003
  • Monday8:30 AM - 8:00 PM
  • Tuesday8:30 AM - 8:00 PM
  • Wednesday8:30 AM - 8:00 PM
  • Thursday8:30 AM - 8:00 PM
  • Friday8:30 AM - 8:00 PM
  • Saturday8:30 AM - 6:00 PM
  • SundayClosed